John Yarbrough is the Chief Credit Officer of Vast Bank. John has been with Vast Bank since 2017 and has more than 39 years of experience in the banking industry. He has held multiple executive positions, including market president, chief risk officer, and chief credit officer. John is the former founder, president, and CEO of Sentry Risk Management Services. In his current position, John manages the coordination and oversight of the bank’s credit risk management activities, is responsible for reporting the status of credit risk to the Board of Directors, and provides guidance to loan officers and credit analysts on the bank’s overall lending policy, credit risk appetite and best practices.