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Business Checking Account

Banking should be the least complicated part of your operations.

That's why we designed checking accounts tailored to specific business needs. Whether a small owner-operated business or a large corporation, we have the perfect account for you.

In addition to business checking fundamentals, each business checking account is equipped with top-notch security, online and mobile banking options, and the peace of mind that comes with our personalized customer service.

Pick an account that fits your business.

Small Business Checking

Don't let the name fool you. This account is well-suited for new businesses and sole proprietors or other business types, regardless of size, with fewer monthly transactions and that maintain lower balances. Account-holders enjoy no minimum balance requirements and no monthly maintenance fees. 

  • No monthly maintenance fee
  • No minimum balance to maintain
  • $100 required to open
  • Complimentary business debit cards
  • Online and mobile banking w/ Bill Pay
  • First 100 items per month are free
  • An item consists of debits, credits, and deposits
  • $0.50 per additional item
  • Electronically generated items such as an ACH, do not count toward the first 100 items

Business Plus Checking

 Business Plus Checking is a feature-rich account ideal for established and growing businesses with moderate transaction activity and balances or banking relationships that can offset the service fee.

  • $10 monthly maintenance fee*
  • No minimum balance to maintain
  • $100 required to open
  • Complimentary business debit cards
  • First 300 items per month are free
  • An item consists of debits, credits, and deposits
  • After the first 300, $0.25 per debit and credit, $0.08 per deposited items
  • First 25 bill pay items per month are free. After that, $0.25 per bill pay item

*Monthly maintenance fee can be avoided by maintaining a $10,000 average monthly balance or $25,000 combined daily balances, OR $50,000 combined loan balances. Combined balances must all be using the same EIN/TIN.

Commercial Checking |

Commercial checking was designed for larger corporations with moderate to heavy transaction activity. Deposit balances can earn credits that may offset or reduce your banking fees. This is the ideal choice for businesses also needing treasury services. 

  • $10 monthly maintenance fee
  • No minimum balance to maintain
  • $100 required to open
  • Complimentary business debit cards
  • Receive an earnings credit on deposit balances
  • No limits on transactions
  • $.20 per debit/credit item
  • $.075 per transit item
  • Online banking with account alerts and bill pay
  • Mobile banking with mobile check deposit
  • Monthly paper or eStatements
  • Notary services
Small Business Checking Business Plus Checking Non-Profit Checking
Monthly Maintenance Fee $0 $10 $10
Minimum Required to Open $100 $100 $100
Ways to Avoid Maintenance Fee NA $10,000 average monthly balance or $25,000 combined daily balances, OR $50,000 combined loan balances. Combined balances must all be using the same EIN/TIN. $1500 daily balance
Earns Interest NA NA
Statements Paper or eStatement eStatement Paper or eStatement
Business Debit Cards
Checks
Overdraft Protection Available Available Available
Item Details First 100 items per month are free; $0.50 per additional item (an item consists of debits, credits, and deposited items) First 300 items per month are free. After that, $0.25 per debit and credits, $0.08 per deposited items. First 25 bill pay items per month are free. After that, $0.25 per bill pay item. Prime rate + 4% for negative collected balances, $0.25 per debit and credit items & $0.10 per transit item
Online & Mobile Banking